Gifts that Pay You Income

You can receive fixed payments for life while, at the same time, protecting human rights worldwide.

Life Income Gifts serve multiple purposes: They provide philanthropic support for Human Rights Watch while also providing both an income stream and charitable income tax deduction to you and/or your loved ones.

Donors can establish life income gifts with cash or with assets producing small amounts of income, such as appreciated stocks not earning dividends. Human Rights Watch offers two basic types of life income gifts: Charitable Gift Annuities and Charitable Remainder Trusts.

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Charitable Gift Annuities

A charitable gift annuity is a simple contract between you and Human Rights Watch that offers a tax-advantaged way to provide income during retirement. Under the terms of a gift annuity, you make a charitable gift of cash or other property. You and/or your loved ones then receive fixed payments for life. The frequency and rate of payments are determined at the time the gift annuity is funded, but payments will continue regardless of how long you and/or other recipients live.

Benefits include:

  • Steady, guaranteed lifetime payments, backed by the assets of Human Rights Watch
  • Charitable income tax deduction
  • Avoidance of capital gains tax when you make a gift through appreciated securities
  • Savings on gift and estate taxes
  • Future support for Human Rights Watch

We can provide a customized illustration of how a charitable gift annuity could benefit you. We will calculate your payments and tax benefits based on your age and a sample gift amount, without obligation and in confidence. You can also use our gift calculator to explore your benefits.

For more information, please contact Brian Peterson, Director of Legacy and Gift Planning, at legacy@HRW.org or 212-216-1841.

Charitable Remainder Trusts

A charitable remainder trust, or CRT, is an irrevocable trust designed to convert your highly appreciated assets, such as real estate, stocks, mutual funds or even a business, into an income stream. This income stream is either for life, or for a period of time that you specify, and it does not generate estate and capital gains taxes. In addition, a tax deduction is allowed at the time you create your trust. Your funds are held separately and invested for payment of a fixed or variable income to you and/or someone else you name. Whatever remains in the trust after their lifetimes or specified time period is distributed for the charitable purposes you direct.

Benefits include:

  • Quarterly income for life, which can be paid to you, your spouse or other beneficiaries.
  • Potential for growth of income over time
  • Investment diversification
  • No capital gains tax on gifts of appreciated assets
  • Charitable income tax deduction
  • Gift and estate tax savings
  • Supporting the future of Human Rights Watch

Trusts should always be drafted or reviewed by your attorney or other advisors. You may choose to serve as the manager (or trustee) or engage the services of others to do so. We can generate a personalized Charitable Remainder Trust proposal and give you access to financial professionals that are highly proficient in Charitable Estate Planning. They can manage your CRT assets appropriately and at a very competitive cost.

For more information, please contact Brian Peterson, Director of Legacy and Gift Planning, at legacy@HRW.org or 212-216-1841.